If you're retired and need health coverage, you can use Nevada Health Link to buy an insurance plan.
If you retire before you're 65 and lose your job-based health plan when you do, you can also use Nevada Health Link to buy a plan. Losing health coverage qualifies you for a Special Enrollment Period.
When you fill out a Nevada Health Link application, you'll find out if you qualify for a private plan with premium tax credits and lower out-of-pocket costs. This will depend on your income and household size.
If you have retiree coverage and want to buy a Nevada Health Link plan instead, you can. But:
You can't get premium tax credits and other savings based on your income. This is true only if you're actually enrolled in retiree coverage. If you're eligible for but not enrolled in retiree coverage, you may qualify for premium tax credits and lower out-of-pocket costs based on your household size and income.
If you voluntarily drop your retiree coverage outside of the Open Enrollment Period from November 1 through January 15, you won't qualify for a Special Enrollment Period to enroll in a new Nevada Health Link plan. You won't be able to enroll in health coverage through Nevada Health Link until the next Open Enrollment Period. Learn more about enrollment periods.