If you're a freelancer, an entrepreneur, a part-time worker, or self-employed, you have a few coverage options that work well for independent careers and lifestyles.
- If you leave a job for any reason and lose job-based insurance: You can buy an insurance plan any time of year, even if it's outside Open Enrollment. You have 60 days from when the insurance ends to enroll.
- If you have income that's hard to predict: You can apply with your best estimate of what you expect to make for the year. Your savings will be based on that estimate. When your income changes, you can update your application to adjust your coverage and savings.
- If you're self-employed or starting a solo business with little income: You'll probably qualify for low-cost insurance or Medicaid. When your income increases, you can adjust or change your coverage to make sure you're getting only the savings you qualify for.
Fill out a Nevada Health Link application to find out if you qualify for:
- An insurance plan with savings based on your income. You'll see how much you'll save immediately. You may save on out-of-pocket costs too, meaning you'll have a lower deductible and pay less each time you get care.
- If you're under 30 or have a hardship exemption, you can pick a Catastrophic health plan - an inexpensive way to protect yourself from worst-case scenarios
- Free or low-cost coverage through Medicaid. If you have children, you'll find out if they qualify for coverage through Nevada Check Up.