As long as a couple is married in a jurisdiction with legal authority to authorize the marriage, an insurance company can't discriminate against them when offering coverage. This means that it must offer to same-sex spouses the same coverage it offers to opposite-sex spouses.
This is true regardless of the state where:
- The couple lives
- The insurance company is located
- The plan is sold, issued, renewed, or in effect
Married same-sex couples and lower costs
Nevada Health Link also treats married same-sex couples the same as married opposite-sex couples when they apply for premium tax credits and lower out-of-pocket costs on private insurance plans.
In most cases, a married couple has to file a joint federal tax return to be eligible for premium tax credits and other savings on a Nevada Health Link plan.
When you apply for coverage through Nevada Health Link, you'll be asked if you're married. If you and your spouse plan to file a joint federal tax return, select yes.